青年海外生活體驗貸款關鍵點

相信很多要去打工度假的包包也都和Andrea一樣申辦青年海外生活體驗貸款，
爬了很多文，就怕貸款貸不下來，或是資料很多很複雜，最後可能放棄跟銀行貸款。

Andrea爬文到最後去申辦時，發現最重要的關鍵點是：行員。

當你爬文後，準備好相關資料，不外乎申請企畫書、尊親屬同意書、
機票購票證明、打工度假簽證…等等到銀行時，才發現學歷證明？扣繳憑單？
保證人資格？存款證明？戶籍謄本？一大堆有的沒有的資料怎麼好像得再回去準備？
再回家爬文，看到一些包包分享申辦得好順利？到底誰的版本才是對的？

重點來了！真正的關鍵就是銀行行員！
像Andrea自己去申辦的時候，就被刁難申請企畫書的部分：
陳姓行員：「ㄜ…妳的企畫書可能需要回去重寫哦，順便再寫一下如何還款給我們，
還有如果賺不到錢還有甚麼計畫？」
Andrea：「好的，請問應該需要怎麼寫比較容易通過審核？我要跟誰聯絡？」
陳姓行員：「ㄜ…基本上沒有甚麼特定格式啦～企畫書是要給青輔會檢查的！
跟誰聯絡這個部分到時候我們主管們會再開會討論由誰來申辦，會有人跟妳連絡，
大概是這樣，如果沒有甚麼問題的話，這樣就可以回去了。」

此分行愛理不理的態度，也耗了將近四十分鐘…囧rz
（想知道哪家分行、行員的私訊給Andrea，怕其他包包們也遭受如此對待）

後來，Andrea陪男友去台北分行申請，不到20分鐘就完成，只要等對保、
開戶還有領錢就可以了。行員非常快速又親切的服務態度，真令人想感動得想噴淚…
行員還非常小聲地笑說：「12萬要開甚麼會？呵呵~不常辦都會這樣啦！」

總而言之，申請青年海外生活體驗貸款容不容易，全看銀行行員，
所以當妳爬文把資料都準備齊全之後，先爬文看看前輩們推薦哪幾家分行、行員，
或是打電話去詢問，感覺一下態度如何？相信包包們就順利許多囉！

推薦：台北分行　重慶南路一段７２號
李先生、陳小姐服務都很親切並迅速哦～

BTW, Andrea這裡有申請青年海外生活體驗貸款的一些表格，
有需要的包包們可以私訊給我你的E-mail～其中一張表格需要包包的保證人簽名，
這張表格網路上面下載不到，是銀行行員寄給Andrea的，
先在家把表格請保證人填好並簽名，第一次到銀行時，保證人就不需要一起去囉！

以上

最後祝大家打工度假、旅遊愉快～
Andrea(L)

感謝你的經驗分享!可以麻煩把表格可以寄給我嗎?? 也是因為預算還不大夠，麻煩你了

mail:[email protected]

您好
麻煩您寄表格給我
mail：[email protected]
超感謝!!!

嗯~ 上了寶貴的一課~謝啦~

感謝您上了寶貴的一課~~非常受用，
表格在麻煩了一下~~~謝謝版主^^

[email protected]

麻煩您了....很緊急需要您你的表格
謝謝你....

[email protected]

謝謝你的分享!!

因為近期已打算出發去澳洲
正在苦惱該怎麼去寫
能否也寄一份給我?!

mail:[email protected]

感謝您~~

萬分感謝提供相關的資訊跟經驗分享~~
可以也請妳寄貸款相關表格&相關資料嗎給我嗎?萬分感謝妳

[email protected]

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I am Mr.Smith Roy, a Legitimate And a Reputable money Lender. We lend funds out to individuals in need of financial assistance, we give loan to people that have a bad credit or in need of money to pay bills, to invest on business.
Have you been looking for loan? you have not to worry, because you are in the right place i offer loan at low interest rate of 4% so if you are in need of a loan i want you to just contact me via this email Address : ([email protected])

INFORMANTION NEEDED FROM YOU..

Full Names............
Country.............
State..............
Sex.............
Age.............
Home address..............
Personal Phone number.............
Home Phone Number..............
Monthly Income.............
Loan Amount Needed.............
Loan Duration..................

I am Mr.Smith Roy, a Legitimate And a Reputable money Lender. We lend funds out to individuals in need of financial assistance, we give loan to people that have a bad credit or in need of money to pay bills, to invest on business.
Have you been looking for loan? you have not to worry, because you are in the right place i offer loan at low interest rate of 4% so if you are in need of a loan i want you to just contact me via this email Address : ([email protected])

INFORMANTION NEEDED FROM YOU..

Full Names............
Country.............
State..............
Sex.............
Age.............
Home address..............
Personal Phone number.............
Home Phone Number..............
Monthly Income.............
Loan Amount Needed.............
Loan Duration..................